Life Insurance
Affordable Life Insurance
Life insurance plans to help you with expenses.
Why Life Insurance is Important
Losing a loved one is one of the most difficult things to have to go through. Imagine on top of the emotional struggle, having to deal with a financial struggle as well. Think of the worry that comes along with the passing of a spouse. You will have a loss of income, as well as medical and burial expenses. If you have a funeral, there are costs for having a funeral as well.
Life insurance is available to give you the peace of mind in knowing that you are financially covered. You won’t leave family members behind with a tremendous financial burden. Family members will not have the added strain of thinking about finances while grieving.
Rest assured that your family will be taken care of in the event of your passing. A life insurance policy can pay for all of your funeral and burial expenses, as well as paying off your home so your spouse doesn’t have to pay for it with only their income. It can also pad their bank account, replacing your income, so they can continue with the same quality of life as before.
There are 4 main types of life insurance:
Term Life Insurance
Term life insurance is protection for a set amount of time. This is usually a starting point for young families, but you can upgrade to a more permanent solution later.
Whole Life Insurance
Whole life insurance grows with you as you grow. It builds a cash value that you can access at any time, and it a solid option for most families.
Universal Life Insurance
Universal life insurance is similar to whole life insurance, except it doesn’t accumulate cash value. However, it is flexible in the fact that you can adjust your premiums and benefits as necessary.
Variable Life Insurance
A variable life insurance policy has market-based growth potential. This means that you receive permanent protection with your policy, while taking advantage of investment opportunities that grow your policy’s cash value over time.
Tell us about your needs. We’ll listen and work with you to make sure you are covered.
WHICH INSURANCE IS RIGHT FOR YOU?
HOME INSURANCE
Cover your home in case of disasters or accidents such as fires, flooding, storms, and other instances. Have the peace of mind knowing your home and your belongings are covered.
GET A QUOTE
CAR INSURANCE
Get a great rate while being covered in case of an accident. Rest assured you are covered for medical expenses, property damage, collision, and more. call today for a free quote!
GET A QUOTE
LIFE INSURANCE
Your loved ones won’t be left with burial costs and medical expenses if something should happen to you. Know that your family will be taken care of in the event of your untimely passing.
GET A QUOTE
We’re here by your side to guide you through all of your insurance needs!
Have questions? Want to compare premiums? Not sure what type of coverage you need? Have the peace of mind knowing our knowledgeable agents are here to help you every step of the way.
1. When is the best age to buy life insurance?
Life insurance can play an important role in your financial security at any stage of life. Starting sooner allows you to save more and have more budget-friendly options.
2. How do I know which life insurance policy is right for my situation?
It all depends on what your needs are. If you’re looking for immediate protection without committing to a permanent policy now, you may want to consider Term Life. If you need a versatile policy to protect your loved ones and give you cash value, think about Whole Life. The best thing to do would be to consult with one of our agents who will help guide you through the process.
NEED ANY HELP!
We’ve been helping families and business owners with their insurance needs for over 30 years. Call now to speak with an agent who cares about your family and your business!
Have any Question? Ask us anything, we’d love to answer!